Privacy Policy

Privacy Policy for Keystone Advisory Group, LLC




Thank you for visiting our website  (the “Site”) and reviewing this Privacy Policy.   This Site is owned, operated and controlled by Keystone Advisory Group, LLC (“Keystone”).  This Privacy Policy applies to this Site only.  It does not apply to other websites owned by Keystone or to which this Site may link.  The purpose of this Privacy Policy is to inform you about the types of information we gather about you when you visit our Site, how we may use that information, whether we disclose it to anyone, the choices you have regarding our use of the information, and your ability to control our disclosure of it.  Please review this Privacy Policy before submitting any personal information to Keystone through this Site.  By your use of our Site, you signify your acceptance of this Privacy Policy.  If you do not agree with this Privacy Policy, please do not use our Site.  All references to “Keystone,” “we,” “our,” and “us” in this Privacy Policy refer to Keystone Advisory Group, LLC. 




Information We Collect






We may collect two types of information from you:  (i) information that you knowingly and voluntarily supply to us (e.g., through a registration process, sign-ups, or other interaction with the Site); and (ii) information that is derived through automated tracking mechanisms. 




Voluntary Information






You may choose to voluntarily and knowingly supply us with information and/or you may provide information through a registration process, sign in procedure or payment process, used to access protected information on some of the Site pages.  Some of this information will identify you personally, either alone or in combination with other information available to us.  This Privacy Policy refers to such information as “personal information” or “personally identifiable information.”  This may include your name or associated company name, email address, postal address, credit card information, and home or work telephone number.  This personal information is collected from you in a variety of ways including your responses to correspondence, registering for a service, or requesting information about our Site or our services.




Information Collected Using Cookies and Other Web Technologies






Like many websites, our Site may use “cookies” or other similar tracking technologies to collect information, which will help us to improve the quality of our services and to make it easier for you to navigate the Site.  This information typically includes your IP address, the address of the web page you were visiting when you accessed the Site, the name of your operating system (such as Windows or Macintosh), the name and version of your browser (e.g., Internet Explorer, Firefox), pages navigated during your visit to the Site, and the date and time of your visit, among other things.  Although most web browsers automatically accept cookies, most computers allow you to change your browser setting to prevent acceptance of cookies.  You may set most browsers to notify you if you receive a cookie or you may choose to block cookies with your browser.  Please note that if you choose to erase or block your cookies certain features or parts of the Site may not work property. 




Third-party Use of Cookies and Other Tracking Technologies




Some content or applications, including advertisements, on the Site are served by third-parties, including advertisers, ad networks and servers, content providers and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our Site. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different sites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.



We do not control these third parties’ tracking technologies or how they may be used.  If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.  If you do not want us to share your personal information with unaffiliated or non-agent third parties for promotional purposes you will have an opportunity to request that we not share such information.  See “Contacting Us; Opt-Out” below.




How We Use Your Information






If we collect personally identifiable information from you, we may use the information to improve our Site, our services, and your experience with our Site and services.  For example, we would use your information for any of the following purposes:



      to respond to your queries and requests;



      to assist you with managing your account and passwords;



      to process applications submitted by you and communicate with you about transactions you have requested;



      to undertake, with your consent, any other promotional activities such as providing information about special events;



      to communicate with you about our products and services and other information related to our business that may be of interest to you;



      to build our contact database;



      for internal marketing analysis, such as identification of trends;



      to provide you with effective customer service and/or technical support; or



      to improve the design of our Site.




Sharing Information



Keystone may share your personally identifiable information with its affiliates and trusted third parties who assist us by providing services to users of the Site, including, but not limited to, surveys, credit card processing, fulfillment processing, email distribution, and website management.  These parties are required by contract to use the personal information we share with them only to perform services on our behalf and to protect the confidentiality of your personal information. 



Additionally, to comply with legal requirements, cooperate with law enforcement, prevent fraud and other crimes, and protect legal rights, there are circumstances in which we may share the personal information we collect on this Site without notifying you when we, in good faith, believe disclosure is necessary to comply with the law or regulatory requirement; to comply with a subpoena or court order; to cooperate with law enforcement or other governmental investigations (without necessarily requiring the law enforcement or government agency requesting the information to formally serve us with a subpoena); to prevent or investigate a possible crime, such as fraud or identity theft; to enforce a contract; to protect the legal rights, property or safety of Keystone, our subsidiaries, affiliates, officers, directors, agents, and employees, licensors, suppliers, partners, successors, agents, and other users or the public in general or to protect your vital interests.  We also reserve the right to report to appropriate law enforcement or government agencies any activities that we, in good faith, believe to be unlawful without providing notice to you.



If we collect personally identifiable information from you, you will receive notice when this information might be provided to any third party for any reason other than as set forth in this Privacy Policy, and you will have an opportunity to request that we not share such information.  See “Contacting Us; Opt-Out” below.



If we merge or are combined with any other organization, or if we transfer assets or operations to another organization or company, we may disclose your personally identifiable information to third parties in connection with such sale, merger, restructuring, reorganization, dissolution or transfer of all or some of our business, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal information held by Keystone about our Site users is among the assets transferred.




Children’s Privacy and Parental Controls




We do not use our Site to knowingly solicit personal information from or market to anyone under eighteen (18) years of age.  Keystone’s products are developed for people eighteen (18) years of age or older.  If you are not eighteen (18) years of age or older you may not use this Site and should not provide any information about yourself through this Site.  Our goal is to comply with applicable laws and regulations relating to the collection and use of information from children, including the Children’s Online Privacy Protection Act of the United States and other applicable laws or regulations.  Please be aware that there are parental control tools available online that can be used to prevent children from submitting information online without parental permission or from accessing material that is harmful to minors.  If you believe that we received information from a child or other person protected under such laws, please notify us immediately and we will take reasonable steps to remove that information from our database.




How Long We Retain Your Personal Information






Any personal information we collect will be kept only as long as we need it for the purpose for which it was originally collected (or to which you have subsequently consented) or for other legitimate purposes (such as regulatory compliance), or as permitted by applicable law.  






External Links






For your convenience, we may provide links to websites owned and operated by unrelated third parties.  Such third party sites should have their own privacy policies, which we recommend you review prior to interacting with such site.  This Privacy Policy applies only to the personal information collected through this Site and you agree that Keystone has no liability with respect to such third party sites or their practices related to collection, use and privacy or information.






Policy Changes






Please note that this Privacy Policy may be updated, modified or changed from time to time, and without prior written notice, by posting the revised version of this Privacy Policy on this Site.  If at some point in the future, there is a change to our Privacy Policy, unless we obtain your express consent, such changes will only apply to information collected after we have posted the revised Privacy Policy.  We recommend that you periodically review the Privacy Policy for changes.  Your continued use of the Site following any such change, including the submission of any personal information, constitutes your agreement that all personal information collected from or about you from this Site after the revised Privacy Policy is posted will be subject to the terms of the revised Privacy Policy.




Data Security Commitment






We take reasonable precautions to keep any personal information we collect secure.  All personally identifiable information is subject to restricted access to prevent unauthorized access, modification or misuse.  To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have industry standard measures in place to safeguard and secure information and data we collect through the Site.  It is important that you understand, however, that no website or database is completely secure or “hacker proof” and we cannot guarantee security of the information you submit to us.  You are responsible for taking personal steps to protect your personal information against unauthorized disclosure or misuse, for example, by protecting your password from unauthorized use or disclosure. 


Contacting Us; Opt Out




At your request and where the law requires us to do so, we will make good faith efforts to confirm what personal information we hold about you, update your information, remove your information, fulfill specific opt-out requests, and/or correct any inaccuracies in such personal information.  We may decline to process a request that is unreasonable, jeopardizes the rights or privacy of others, is impractical or for which access is not otherwise required.




Governing Law / Effective Date






This Privacy Policy and our Privacy Notices are governed under the laws of Connecticut without regard to its conflict of law provisions.



California Residents: If you reside in California and have provided personally identifiable information to us, you may request information about our disclosure of certain categories of personal information to third parties for their direct marketing purposes.